ADIB’s Security Precautions

ADIB has employed a range of security features for its Internet Banking Services.

Firewall

It is the Virtual electronic fence that prevents unauthorized access to the ADIB servers.

Encryption

SSL stands for "Secure Sockets Layer". It is a protocol designed to enable applications to transmit information back and forth securely. Applications that use this protocol inherently know how to give and receive encryption keys with other applications, as well as how to encrypt and decrypt data sent between the two SSL has been universally accepted on the World Wide Web for authenticated and encrypted communication between the customer's computer and servers.

ADIB uses 128-bit encryption key to scramble all messages between your PC and all ADIB online sessions. It is the strongest and more secure form of encryption that is most widely used worldwide. Some applications that are configured to run SSL include web browsers like Internet Explorer and Netscape, email programs like Outlook, and Outlook Express etc. These programs are automatically able to receive SSL connections.

Comtrust Digital Certificate

Digital certificates are issued by certification authorities to authenticate a Web site or elements of Web sites. The certificate identifies the originator of the site, or element, and verifies that it has not been tampered with. When your Web browser is presented with a certificate, it will check to see if a legitimate certification authority issued the certificate. If there is a match, your session will continue. Otherwise, your browser will issue a warning and your safest action is to cancel your activity.

Two levels of Password for Financial Transactions

Funds Transfers and Bill Payment can be executed through Internet Banking only by use of transaction password in addition to the password used for logging in. All main transactional facilities on the website cannot be done without entering transactional password.

Virtual Keyboard

For enhanced security against keystroke capturing, input of your username, password or PIN will only be allowed via the virtual keyboard using your mouse. The virtual keyboard is displayed with numbers (buttons) in random order, rather than the standard 0-9.

Timed Log-off

To further protect against unauthorized access to your accounts, our systems are designed to automatically terminate a secure online session if extended inactivity is detected. If your session is left idle the message will popup after the specified time has elapsed, which will prompt you to either continue or terminate the session.